Mobile Home Loans
Application Process: There are no upfront application fees with Financial Services Unlimited. We will pre-qualify your credit at no cost. It is helpful if you know your credit score.
Interest Rates: Will vary depending on overall credit quality, age of home, collateral type, loan amount, loan-to-value and debt to income ratio.
Down payments: Most lenders require 10% down for a purchase of a manufactured or mobile home plus loan closing costs. Credit quality, debt to income and loan to value ratios will ultimately determine your required down payment.
Debt-to-income ratio: Most lenders prefer 35% housing ratio and 45% total debt ratio. Exception may be provided based on low loan-to-value, high credit scores and net disposable income.
What will my loan closing costs be? We provide loans from many different lenders based on your specific needs. Each lender will charge loan fees that may be paid at closing or financed into your loan based on your home value. Upon pre approval each lender will provide us with their origination and closing fees so we may share with you.
Programs offered: Take your pick based on your particular loan needs.
- Fixed rates
- Variable Rates
- One Step Rate Programs
Mobile Home Loan State Index
Would you like more information about how we can help you?
Please complete our Request More Information form or you may also call and speak directly to a Loan Specialist, Toll-Free at 1-800-238-9202 Fax or mail to: Financial Services Unlimited Inc. 11950 SW 2nd St. Suite 300 Beaverton, OR 97005 (503) 626-8910 (Fax) Toll-Free at 1-800-238-9202