Mobile Home Financing

Your dream home is waiting! Obtain financing for your mobile home through Financial Services Unlimited.

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Why should I finance a mobile home?

Financial Services Unlimited offers low fixed rates and variable rates for mobile and manufactured homes, making the dream of home ownership a reality.  If you’re looking to get financed in a park or even on private land, Financial Services is standing by to assist you.  We have helped thousands of people finance their mobile homes.  Ready to get started?  Take a look at the benefits of financing below or apply online to get started.

Benefits of financing:

  1. Achieving the American Dream of Home Ownership while maintaining your budget.
  2. Attractive terms that can spread your payments over time.
  3. No pre payment penalties for early loan pay-off.
  4. Up to 95% financing available
  5. Mortgage interest may be tax deductible (consult your tax adviser for details)

Buying a Manufactured Home

Determine your budget 

  • We finance up to 95% of the loan, which means you need to have at least 5-10% down.  Find a home using your local retailer, real estate agents, web services or other listing programs. Your down payment will be determined by your credit score, the age of the home, the number of home sections and your debt to income ratio. MHVillage is a good place to start seraching for manufactured homes.

Pick a Home

  • Manufactured home financing is based on the home you select. Keep a home and price in mind to obtain pre approval.

Understand your credit history

  • Your credit score is very important when financing or refinancing a mobile home.  Obtain your credit at annualcreditreport.com to get an idea of where you stand.  You may find incorrect information on your report that you can request to be removed. Follow this link to the FTC for more information.

Be wise about credit

  • Don’t open new credit lines, purchase large items or max out your credit cards before applying for a loan.  This will negatively impact your debt to income ratio and prevent you from obtaining favorable loan terms or credit.

 

Submit an Application

  • Submit your application online or over the phone.

Loan Application or call 1-800-238-9202

Let us work for you

  • It usually takes 24-36 business hours to obtain a credit decision.  We will analyze your credit decisions from various lenders to meet your special needs.

Maintain Employment

  • Changes in your job may result in unfavorable credit decision.  Don’t apply for new credit cards or anything that may affect your income/employment during or before the application process

Ask Questions

  • We pride ourselves in our ability to maintain the highest marks in customer satisfaction and our A+ rating with the Better Business Bureau means quality and assurance every step of the way.  If you have questions please don’t hesitate to ask.

 

 

Are you ready to get started?  Give us a call or fill out an application today!

Call: 1-800-238-9203

or apply online

Online Loan Application